Mary is thirty–eight years old. She is a married woman and has given birth to one child who is currently in school. She lives with her husband and child in a rented apartment in a commercial community.
Mary is a trader. She trades in tomatoes, procuring them from nearby farming communities and supplying them to food vendors and retailers in her community. Mary sometimes treks to other towns to sell. She has been in business for twenty years and wants a loan to expand her business.