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Karlos
Karlos M. is 63 years old and lives in Tsakhkunk village, which is in the Sevan area. He has an education and for 22 years worked as a warehouse manager. He is married and lives with his wife. His children live separately from their parents.

For the last 20 years Karlos has been engaged in stock-breeding: he has cows and sheep on his own land. All his income goes to the needs of his family and farm. He asks for a loan of 1,000,000 Armenian dram to buy some sheep, cows, and fodder for his farm animals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • 377.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Karlos to buy sheep, cows and fodder.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2010
Listed
Jan 15, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011