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Nurila's Group
In this Group: Nurila, Aijan, Nurjan, Gulnara
K. Nurila is the leader of this group. She lives in the city of Kant. In translation from Kirghiz the word “kant” means “sugar”. However, in the past couple of years life in the city has been far from sweet. Many residents left the country in hope of finding stable employment elsewhere. The same fate was threatening Nurila and her husband. Additionally, they had four children to take care of. Traveling with them would have been uneasy at best and so Nurila’s husband decided to stay and become a taxi driver.
Tapping into her savings, Nurila rented a container and started to sell foodstuffs.
Finding a container in her home city proved problematic, however, they were able to rent one in a village twenty kilometers away. Her children had already grown and this business allowed them to remain in Kant. Her eldest daughter has already finished high school, while the rest of the children are still in school. In order to start her business, Nurila invested eight thousand soms ($180). Today her average monthly income is about ten thousand soms ($220). Nurila needs capital to invest into new products and increase her goods turnover. She also plans to buy some furniture and livestock for her household.

Narila has three partners in her group:

Aijan is forty-four years old. Her husband is a construction worker. They have three children. Their two daughters are married and her son is in school. Aijan is a housewife. She raises livestock and sells it on the market. She makes up to ten thousand soms per month. She is requesting a loan in order to buy bull to fatten and sell.

Nurjan is forty-six years old. Her husband works as an electrician. She had tailored ethnic clothes and products but her friends recommended that she become a flour salesman. Nurjan decided to try it out and bought a couple bags of flour. Nurjan needs a loan to invest her capital in more flour.

Gulnara is forty years old. Her husband raises livestock. Gulnara works in the village of Ivanovka where she sells foodstuffs, candy and cookies. She is a mother of three children, all of which are attending school. Her eldest son will graduate this year. Gulnara is asking for a loan to buy some boxes of cookies and candy.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
View original language description ↓
Кадырбаева Нурила – лидер данной группы. Нурила – из г. Кант. Слово кант в переводе с киргизского означает «сахар». Но, однако, в последние годы в городе жизнь оказалась не совсем сладкой. Многие жители города уехали на заработки в ближнее и дальнее зарубежье. Эта же судьба грозила и Нуриле. К тому же у неё с мужем четверо детей, которые только начали достигать юношеского возраста. Путешествовать с четырьмя детьми было бы нелегко и муж Нурилы, не раздумывая, решил заняться частным извозом. Нурила в свою очередь, на накопленные от заработной платы средства взяла в аренду контейнер и начала продавать продукты питания. Приобрести контейнер в родном городе не получилось, зато получилось в селе, которое находится в двадцати километрах от Канта. Дети уже подросли, а бизнес позволил им остаться в родном городе. Старшая дочь только окончила школу, а остальные дети всё ещё учатся в школе. В своё время Нурила вложила восемь тысяч сомов ($180), чтобы начать торговлю. Теперь она в месяц зарабатывает десять тысяч сомов ($220). Нуриле нужны средства, чтобы вложить их в закупку новой партии товара и увеличения товарооборота. Она надеется получить этот кредит и осуществить задуманное. В планы Нурилы также входит в ближайшем будущем купить домой мебель, и кое – какую живность.

У Нурилы три партнёра по группе:

Айжан сорок четыре года. Муж Айжан – строитель. Айжан – мать троих детей. Две дочери – замужем. Сын учится в школе. Айжан – домохозяйка. Она разводит скот, и продаёт его на скотном рынке. Айжан ежемесячно зарабатывает до десяти тысяч сомов. Сейчас она нуждается в кредите, чтобы купить бычка для откорма и продажи.

Нуржан сорок шесть лет. Муж Нуржан работает электриком. У Нуржан одна дочь. Нуржан раньше занималась пошивом национальных изделий, но знакомые посоветовали ей заняться торговлей мукой. Нуржан решила попробовать и купила на накопленные средства несколько мешков и начала торговать. Нуржан нужен кредит, чтобы вложить средства в закупку муки.

Гульнаре сорок лет. Муж Гульнары разводит скот. Гульнара торгует в с. Ивановка продуктами питания, конфетами и печеньем. Гульнара – мать троих детей.
Все дети ходят в школу. Старший сын уже заканчивает в этом году школу. Гульнара просит предоставить ей кредит, чтобы купить несколько коробок конфет и печенья.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 113
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,247,950
    Funds lent in using Kiva
  • 44.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nurila's Group's $1,500 loan helped a member to buy some household goods and groceries for the convenience store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 28, 2009
Listed
Jan 15, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 11, 2010