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Ngheam P. is a 43-year-old mother of four school-aged children. She is a market vendor selling vegetables and typically earns around $1. 20 each day, while her husband works as a construction foreman making on average $4 each day. Mrs. Ngheam P. is humbly requesting a loan to purchase a motorcycle for her husband to go to work, so he doesn’t spend too much on his daily public transportation.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 250
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ngheam to purchase a motorcycle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 12, 2007
Aug 29, 2007
Currency Exchange Loss:
Sep 14, 2008