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Victor Manuel
Since he was very young, at the age of twelve, Mr. Victor has been tanning leather or has worked with processing leather. The leather is used in many different ways such as in making shoes, belts, purses, wallets, covers for furniture, or other uses.
Presently he has his own tanning business where he daily processes leather and then offers it to buyers who use his product to their finished work.
He will use the loan to buy leather and materials used in the tanning process. In this way he can complete his work in a timely manner, offer a high quality product and have it ready to offer to his buyers.
View original language description ↓
Desde muy joven a la edad de 12 años, el señor victor T. se ha dedicado a la actividad de tenería o trabajo en el procesamiento del cuero el que sirve para diferentes funciones como elaboración de zapatos, fajas, bolsos, carteras, protectores de muebles, entre otros.
Actualmente él tiene su propio negocio de tenería donde a diario procesa el cuero y luego lo ofrece a posibles compradores que adquieren el producto para fines a su trabajo.
El crédito lo utilizará para la compra del cuero y para los materiales de trabajo para llevar a cabo su respectivo procesamiento y así darle un eficiente acabado de alta calidad y listo para ofrecerlo a sus compradores.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Victor Manuel he will buy leather.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 17, 2009
Jan 14, 2010
Currency Exchange Loss:
Oct 12, 2010