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Justine
A. Justine was born in 1959 in Abomey, a historic city in Benin. Justine has lived in Towéta in Cotonou, economic capital of Benin, for four years. She is a widow with five children, three of whom are dependent. Only some of the children go to school. Justine lives on her own with her children and pays the family expenses by herself. Justine has never been to school.

Justine sells gasoline, a business which she has run for ten years and which allows her to pay her family expenses. Justine gets her supplies at the Gbégamey market in Cotonou; however, she sells in her neighborhood. Justine has received two loans from ALIDé, loans which she repaid despite the death of one of her children during the term of the second loan. The number of Justine's customers grows daily, and Justine is not able to satisfy them because her financial means are limited. This is the reason Justine is seeking a third loan, in order to build her business.
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A. Justine est née en 1959 à Abomey, ville historique du Bénin. Justine vit à Towéta à Cotonou, capitale économique du Bénin, depuis environs 4 ans. C’est une veuve ayant cinq enfants, dont trois sont à sa charge. Seulement certains enfants sont scolarisés. Justine vit seule avec ses enfants et supporte seule les charges de la famille. Justine n’a jamais été à l’école. Justine est une vendeuse de pétrole, une activité qu’elle mène depuis 10 ans et qui lui permet d’assurer les charges familiales. C’est au marché de Gbégamey à Cotonou, que Justine achète son produit ; cependant Justine vend son produit dans son quartier. Justine avait obtenu deux crédits à ALIDé, crédits qu’elle a bien remboursés malgré le décès d’un de ses enfants au 2ème crédit. La clientèle de Justine s’accroît au jour le jour ; et Justine n’arrive pas à la satisfaire parce que les moyens financiers dont elle dispose sont faibles. C’est la raison pour laquelle Justine sollicite un troisième crédit pour renforcer son activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 451.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Justine purchase of six 50-liter drums of gasoline.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 4, 2010
Listed
Jan 14, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 16, 2010