Vida is a forty-one year old married mother of three children. All of her children are in school. She lives with her husband and children in a rented apartment in a commercially dominated community. Vida works hard to support her husband to provide for the family. She is a food vendor. She prepares and sells local dishes such as banku and rice balls. She sells by the road side in her community. Vida procures bags of maize and other ingredients from nearby communities. She has been in business for five years and wants a loan to procure maize and other ingredients in bulk.