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Shayimkul's Group
In this Group: Shayimkul, Ainura, Venera, Jamilya
Shayimkul Abrahmanova is the leader of this group. She is forty-three years old. The country’s difficult situation with providing its citizens with jobs played an important role for Shayimkul in developing her entrepreneurial qualities. She decided to start her own business fifteen years ago. Shayimkul’s husband trusted his wife completely and decided to help her. Now they are successfully involved in retail sales. Throughout these years, they gained a lot of experience and were able to strongly stand on their own feet. Shayimkul has a diversified business. She sells food products and drinks, and goes to the livestock market on Sundays to buy and resell livestock. The retail business allowed Shayimkul and her husband to purchase a car and build a house and additional structures around it. Currently, her business brings in approximately eight thousand som ($180) per month overall. Shayimkul has three children. The oldest daughter is twenty-three years old. She is already married and lives separately. The son is nineteen years old, and the youngest daughter is fifteen. The son does not work anywhere yet, and the daughter goes to school. Shayimkul decided to obtain this loan because she needs money in order to purchase merchandise and increase turnover. In the near future, she plans to buy a cow, install new gates and, finally, marry off her son.


Shayimkul has three partners in this group:


Ainura is thirty-nine years old. She is married to a traffic police inspector. Ainura has three children. Her oldest sons work, and the youngest son is in school. Ainura breeds livestock and sells milk. She inherited this business. Ainura needs a loan in order to purchase a bull for feeding and sale.


Venera is forty years old. She is a mother of five children. Venera and her husband are involved in a domestic business. Their oldest son is sixteen. He already works and supports himself. Three of their children are in school, and the youngest daughter is a preschooler. Venera requested a loan in order to purchase household appliances and a rug for home.


Jamila is forty-eight years old. Jamila and her husband are involved in a domestic business. They breed livestock and sell milk. Jamila has two children. The oldest son works in Bishkek, and the daughter got married and lives separately. Jamila needs a loan. She wants to buy a cow in order to sell more milk. In the near future, Jamila plans to marry off her son and build a barn for the sheep.

View original language description ↓
Абрахманова Шайымкул – лидер данной группы. Шайымкул сорок три года. Нелёгкое положение дел в стране с обеспечением рабочих мест для населения, сыграло важную роль для Шайымкул в проявлении своих деловых качеств. Пятнадцать лет назад Шайымкул решила начать бизнес. Муж Шайымкул полностью доверился жене и решил ей помочь. Сейчас они успешно занимаются торговлей. За эти годы они набрали большой опыт и прочно встали на ноги. У Шайымкул многопрофильный бизнес. Она торгует продуктами питания и напитками и по воскресеньям выходит на скотный рынок для покупки и перепродажи скота. Занятие торговлей позволило Шайымкул и её мужу приобрести автомобиль, построить дом, возвести хозяйственные постройки вокруг дома. Сейчас её бизнес, в общем, приносит ей около восьми тысяч сомов в месяц ($180). У Шайымкул трое детей. Старшей дочери двадцать три года. Она уже вышла замуж и живёт отдельно. Сыну девятнадцать лет и младшей дочери пятнадцать. Сын пока нигде не работает, а дочка учится в школе. Шайымкул решила обратиться за этим кредитом, так как, нуждается в деньгах, чтобы закупить товар для увеличения оборота. В ближайшем будущем она планирует купить корову, поставить новые ворота и наконец, женить сына.

У Шайымкул три партнёра по группе:

Айнуре тридцать девять лет. Она замужем за инспектором ГАИ (Государственной Автомобильной Инспекции). У Айнуры трое детей. Старшие сыновья работают. Младший сын – школьник. Айнура разводит скот продает молоко. Это занятие Айнуре передалось по наследству. Айнура нуждается в кредите, чтобы купить бычка для откорма и продажи.

Венере сорок лет. Она мать пятерых детей. Муж Венеры вместе с ней занимаются домашним хозяйством. Старшему сыну шестнадцать. Он уже работает и сам себя обеспечивает. Трое детей учатся в школе и младшая дочь – дошкольница. Венера обратилась за кредитом, с целью купить для дома бытовую технику и ковёр.

Жамиле сорок восемь лет. Муж Жамилы вместе с ней занимается домашним хозяйством. Они разводят скот и продают молоко. У Жамилы двое детей. Старший сын работает в Бишкеке, а дочь вышла замуж и живёт отдельно. Жамила нуждается в кредите. Она хочет купить корову, чтобы продавать больше молока. В ближайшем будущем Жамила планирует женить сына и построить сарай для овец.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 130
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,258,400
    Funds lent in using Kiva
  • 44.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Shayimkul's Group's $1,150 loan helped a member to purchase food products and increase turnover.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 22, 2009
Listed
Jan 14, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010