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Syrga's Group
In this Group: Syrga, Bazarkul, Shariy, Burulsun, Ayzada
Syrga T. is the leader of this group. She is forty-eight years old and lives in the city of Balykchi together with her family. Balykchi is one of those cities previously considered to be one of the growing cities; however, due to the breakup of the USSR, it began to lose its potential and became a “dead” city over the course of fifteen years. Syrga’s husband had to leave the city because there was no realistic possibility of finding work. He now works in Bishkek. He was able to start his own business and is involved in reselling cars. Syrga stayed in Balykchi. The children were young, and Syrga stayed home with them. Thanks to her husband’s business, they bought a house ten years ago. Syrga quickly realized that while they had the means, she needed to build a store and begin sales. Thus, Syrga was able to start her business. Currently, she sells refreshments, candy, smoked fish and other food products. Just in a month, she is able to earn up to ten thousand som ($230). Syrga’s children already grew up. The oldest son is sixteen years old. He will soon be graduating from school. The youngest daughter is nine years old. Syrga requested this loan with the goal of investing this money into product turnover, purchasing food products and more candy for the New Year period.

Syrga has four partners in this group:

Bazarkul M. is fifty-one years old. Bazarkul is not married. She has three daughters. Bazarkul already married off her two older daughters. The youngest is only six years old. In order to support herself and her daughter, Bazarkul sells textile goods to businesses. Currently, she needs a loan in order to purchase socks, women’s hats and children’s goods.

Shariy T. is fifty-two years old. Her husband is already retired. Shariy sells food products at a shopping center. They also own a sauna that they run for clients three times per week. Shariy is hoping to obtain a loan to repair the sauna.

Burulsun B. is fifty-eight years old. She is a widow. She works as a teacher at a secondary school and also receives a pension. Burulson’s daughter works at a textile factory. She sews and sells ballroom gowns. Burulsun need a loan in order to purchase fabric for making ballroom gowns.

Ayzada J. is nineteen years old. She is married and already has a son, who is eleven months old. Ayzada’s husband works as a dispatcher at the “Kyzyl-Saz Trans” company. Her father-in-law is involved in car repairs at home. Ayzada requested this loan in order to help her father-in-law purchase a transmission box, suspension shocks and other auto parts.

View original language description ↓
Токтакунова Сырга – лидер данной группы. Ей сорок восемь лет. Она вместе с семьёй живёт в г. Балыкчи. Балыкчи – один из тех городов, который прежде относился к одному из растущих городов. Однако с развалом СССР, начал терять потенциал и за пятнадцать лет превратился в «мёртвый» город. Муж Сырга, был вынужден уехать из города, так как, возможности найти работу практически не осталось. Сейчас он работает в Бишкеке. Ему удалось начать своё дело. Он занимается перепродажей автомобилей. Сырга осталась в Балыкчи. Дети были маленькие, и Сырга осталась с ними дома. Благодаря бизнесу мужа, они десять лет тому назад купили дом. Сырга сразу догадалась, что пока есть средства, нужно построить магазин и начать торговлю. Так Сырга смогла начать своё дело. Сейчас она торгует прохладительными напитками, кондитерскими изделиями, копчёной рыбой и продовольственными товарами. В месяц ей удаётся заработать до десяти тысяч сомов ($230). Дети Сырга уже подросли. Старшему сыну шестнадцать лет. Скоро уже и школу закончит. Младшей дочери девять лет. Сырга обратилась за этим кредитом, с целью вложить их в товарооборот, закупить продовольственные товары и побольше кондитерских изделий для новогоднего периода.

У Сырга четыре партнёра по группе:

Мурсаевой Базаркул пятьдесят один год. Базаркул не замужем. У неё три дочери. Базаркул уже выдала две старшие дочери замуж. Младшей всего шесть лет. Чтобы прокормить себя и дочку, Базаркул продаёт по организациям под зарплаты трикотажные изделия. Сейчас она нуждается в кредите, чтобы закупить носков изделий, женских шапок, и детских изделий.

Толомушевой Шарый пятьдесят два года. Муж Шарый уже на пенсии. Сама Шарый торгует в павильоне продуктами питания, а также у них есть баня, которую они топят для клиентов три раза в неделю. Шарый надеется получить кредит для ремонта бани.

Бектургановой Бурулсун, пятьдесят восемь лет. Бурулсун – вдова. Она работает учительницей в средней школе, а также получает пенсию. Дочь Бурулсун работает в швейном цехе. Она шьёт и продаёт бальные платья. Бурулсун нужен кредит, чтобы закупить ткани для шитья бальных платьев.

Жолдошбековой Айзаде девятнадцать лет. Она замужем и у неё уже есть сын, которому одиннадцать месяцев. Муж Айзады работает диспетчером в ОсОО «Кызыл – Саз Транс». Свёкр дома занимается ремонтом автомашин. Айзада обратилась за кредитом, чтобы помочь свёкру купить коробку передач, амортизаторы и другие автозапчасти.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 44.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Syrga's Group's $1,325 loan helped a member to buy food products and candy for the New Year period.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Jan 14, 2010
Currency Exchange Loss:
Aug 11, 2010