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Mary M. is a seamstress and sows different kinds of traditional dresses. She also sells fabrics along with a locally made juice and bags of water at Memepeasem, near Elmina. Mary has received a junior high school education. She is married and has two children. Her husband is a farmer. Mary has been working as a seamstress since 2004. She supports the husband in paying the children's school fees and other family financial responsibilities. Her loan will be used to buy more fabrics to sell and sewing materials to aid in her work as a seamstress. She hopes to use the new profits to reinvest into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Mary her loan will be used to buy more fabrics to sell and sewing materials to aid in her work as a seamstress.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 14, 2010
Currency Exchange Loss:
Aug 25, 2010