Vivian is 45 years old. She is married and the mother of six children. Her husband is a carpenter. She has a vegetable farm; after harvest, she takes the vegetables to the market to sell to vegetable sellers. She needs a loan of NGN 80,000 to purchase more vegetable seedlings to plant for the next planting season. She hopes to improve her family's standard of living and provide her children with the basic necessities of life. She says a big thank you to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20