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Sen S., 43, is married and lives with her three children in Takeo Province, Cambodia.

S. runs a hammock business at her home, and she is able to earn an income of US$5 per day to help cover the family expenses. She has been in this business since 2000. Her husband is a businessman who sells mats and hammocks, earning a gross income of US$35 per day. He has to travel everywhere in the province to sell his products.

S. and her husband try to work hard and help each others to ensure a good standard of living for the family and they are seeking to improve their businesses as well. As a result, S. is requesting a loan of US$1,000 from CREDIT, Kiva’s partner. She wants to use the loan to purchase more mats and hammocks for her husband to sell. This is her first loan from CREDIT.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sen to buy more mats and hammocks for her husband to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 17, 2009
Jan 13, 2010
Currency Exchange Loss:
Sep 16, 2010