San Francisco De Totos Group
Margarita is a married mother with 5 children. She sells small animals, which she buys at farmhouses and fairs. She then sells them in her community, and her children help her out with the business. Margarita needs a loan, which she will invest in purchasing more animals. She works arduously because she wants her children to become professionals.
Hilda is a married mother with 3 children. She owns a general store in which she sells basic need items, which she purchases in Ayacucho and sells in her community.
Hilda needs a loan with which she will restock her business. Hilda would like to improve her quality of life and have her own home, for which she is now saving money.
Margarita, es casada y tiene 05 hijos. Margarita se dedica a al venta D. animales menores, las cuales compra en caseríos y ferias, los cuales venD. en su comunidad, negocio en el cual es ayudada por sus hijos. Margarita requiere D. un préstamo, el cual invertirá en su negocio adquiriendo más animales. Ella trabaja arduo, ya quiere que sus hijos lleguen a ser profesionales.
Hilda es casada y tiene 03 hijos. Hilda tiene por negocio una bodega, donD. venD. productos D. primera necesidad, los cuales compra en la ciudad D. Ayacucho y venD. en su comunidad.
Hilda, requiere D. un préstamo, con el cual abastecerá su negocio. Hilda, quiere mejorar su calidad D. vida, y tener una casa propia, para lo cual ya se encuentra ahorrando.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid