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San Francisco De Totos Group
In this Group: Margarita, Hilda Maricela, Luisa, Jovita, Bertha, Fidencia, Adela Cristina, Romualda, Epifania, Julia, Julia, Teodosia, Fausta
The San Francisco D. Totos Communal Bank is located in the Totos community, in the district by the same name, province of Cangallo, department of Ayacucho. This community is located 3,500 meters above sea level, some 154 km from the city of Ayacucho. This community is involved chiefly in cattle farming and agriculture.

Margarita is a married mother with 5 children. She sells small animals, which she buys at farmhouses and fairs. She then sells them in her community, and her children help her out with the business. Margarita needs a loan, which she will invest in purchasing more animals. She works arduously because she wants her children to become professionals.

Hilda is a married mother with 3 children. She owns a general store in which she sells basic need items, which she purchases in Ayacucho and sells in her community.

Hilda needs a loan with which she will restock her business. Hilda would like to improve her quality of life and have her own home, for which she is now saving money.

View original language description ↓
El Banco Comunal San Francisco D. Totos, se encuentra ubicado en la comunidad D. Totos, distrito del mismo nombre, provincia D. Cangallo, departamento D. Ayacucho. Esta comunidad se ubica a 3,500 msnm y a 154 Km D. la ciudad D. Ayacucho, se dedica principalmente a la ganadería y la agricultura.

Margarita, es casada y tiene 05 hijos. Margarita se dedica a al venta D. animales menores, las cuales compra en caseríos y ferias, los cuales venD. en su comunidad, negocio en el cual es ayudada por sus hijos. Margarita requiere D. un préstamo, el cual invertirá en su negocio adquiriendo más animales. Ella trabaja arduo, ya quiere que sus hijos lleguen a ser profesionales.

Hilda es casada y tiene 03 hijos. Hilda tiene por negocio una bodega, donD. venD. productos D. primera necesidad, los cuales compra en la ciudad D. Ayacucho y venD. en su comunidad.
Hilda, requiere D. un préstamo, con el cual abastecerá su negocio. Hilda, quiere mejorar su calidad D. vida, y tener una casa propia, para lo cual ya se encuentra ahorrando.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Francisco De Totos Group's $2,300 loan helped a member invest in their small businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 5, 2010
Jan 13, 2010
Currency Exchange Loss:
Jul 17, 2010