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Maria Magdalena
Maria P. is 65 years old, and lives in semi-urban zone in the perimeter of Guayaquil. Her home is made of concrete. Maria got divorced 12 years ago; she has 6 children with her ex-husband, ages 47, 44, 42, 37, 32, and 25 years old. Each is married and working.

With the help of her neighbors, Maria started to learn everything she could about sewing. Now she works at home everyday, making shirts, jackets, pants, blouses and so on. One of the biggest challenges Maria faces is the insecurity of her industry. Maria is seeking a loan to improve her home; in the future, Maria wants to have well-established business in her home, with her own line of clothing to sell as a distributor.
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María Pérez de 65 años, vive en una zona periurbana ubicada en la Perimetral de Guayaquil su casa es de cemento, es divorciada hace 12 años con su ex cónyuge tiene 6 hijos de 47 años, 44 años, 42 años, 37 años, 32 años, 25 años todos ya casados y trabajando.

María comenzó con la ayuda de una de sus vecinas la que le enseño todo con respecto a costura. Ahora ella trabaja todos los días en su casa confeccionando camisas, sacos, pantalones, blusas etc. Una de las mayores dificultades que tiene es la inseguridad de su sector.

El préstamo lo quiere para el mejoramiento de su vivienda, en el futuro quiere tener ya un negocio bien establecido con sus propios modelos de ropa para poder hacer una distribuidora.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,026,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Magdalena home improvements.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 8, 2010
Jan 13, 2010
Currency Exchange Loss:
Dec 15, 2010