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Urpis De Confraternidad Group
In this Group: Alicia, Hilario, Dolores, Manuela, Eleuteria*, Luisa, Bacilia, Daniel, Yesenia*, Cirila, Faustina, Damiana, Gregoria, Margarita, Frida, Evangelina, Edith Liliana
* not pictured
The members belong to the Urpis D. Confraternidad Communal Bank. Most of our members resiD. in the city of Cusco, and they are from different departments in Perú.

The city of Cusco does not have clothing or toy factories, and some members of the group are merchants who bring their merchandise from other parts of the country. For example, they bring shoes from the northern part of the country, clothes and toys from the capital, and construction materials from the south of the country. Our members work at the collective shopping center, and they are merchants with small businesses.

The members are asking for a loan to be able to travel to bring a larger amount of merchandise to stock their stands.

Our members are grateful for the opportunity, and they value the loan. They promise to pay it on time.
View original language description ↓
Los socios pertenecen al banco comunal “URPIS D. CONFRATERNIDAD”; nuestros socios son en su mayoría residentes en la ciudad del Cusco y naturales D. diferentes departamentos del Perú.

Debido a que la ciudad del Cusco no cuanta con fábricas D. ropas, juguetes, y otros estos miembros del grupo son comerciantes que traen mercadería D. diferentes partes del país, por ejemplo del norte del país traen zapatos, D. la capital ropa y juguetes, del sur del país materiales D. construcción. Nuestros socios trabajan en el centro comercial D. confraternidad, ellos son comerciantes minoristas; los socios solicitan el préstamo D. dinero para poder viajar a traer mayor número D. mercadería para implementar sus stands.

Nuestros socios agradecen la oportunidad brindada y valoran el préstamo otorgado mediante este medio y se comprometen a cumplir con el pago D. su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 175
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Urpis De Confraternidad Group's $4,225 loan helped a member to buy merchandise to be able to stock their stands.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Jan 13, 2010
Currency Exchange Loss:
May 15, 2010