Cecilia is 47 years old. She is married and has given birth to seven children, all of whom are in school. She lives with her husband and children in a rented apartment in a commercial community. Cecilia works very hard to help her husband provide for their family.
Cecilia is a baker. She bakes bread and sells it to retailers in her community. She also sells maize. Cecilia buys bags of flour from nearby communities. She has been in business for twenty years and wants a loan to flour and other ingredients in bulk to expand her business.