Blessing is 25 years old and single without children. She is a part-time student in a higher institution. She is ambitious and hard working. She sells rechargeable phone cards and she also makes calls in her community in Benin City, Edo state. She also sells women's clothes in various sizes. Blessing went into business in order to support herself to pay her school fees, settle her bills, and take care of her younger ones. She needs a loan of NGN 100,000 to purchase more rechargeable phone cards and clothes to sell. She says thanks to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20