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Mr. Phan N. is 32 years old and married and lives with his wife in Kampong Cham province, Cambodia. He is self-employed as a blacksmith earning around $4 each day, while his wife works in a rice paddy earning only a meager sum. He and his wife have three children. Two of them are students, and the third is too young to attend school. Mr. Phan N. is currently requesting a loan to purchase tools for his business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 317
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phan to purchase tools for his blacksmith business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 7, 2007
Aug 24, 2007
Currency Exchange Loss:
Apr 15, 2009