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Seu Y. is an old married woman who currently lives with and cares for two kids. The other five of her children are married and have already started new family homes. She is a good homemaker who cooks tasty meals for the family.

Presently Seu Y. relies on the income from her husband and her children, who work in different occupations. Her husband is a taxi driver, while her children are fish-sellers and garment workers. Seu Y. has a plot of forest land that is covered with grass; she hopes to clean up her land, on which she will build a new home.

Seu Y. needs to hire a laborer to help clean up her land, but she doesn’t have enough money yet. Therefore, she decided to request a loan from Kiva through HKL.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Seu to hire labor to help clean her land.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 11, 2010
Jan 13, 2010
Currency Exchange Loss:
Jan 19, 2011