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Enoc Adán
Señor Enoc C. lives in the municipality of Somotillo with his wife and their school-aged son. He needs to provide a good home for his son to grow up in. Enoc has now decided to start work on improving the family’s living conditions by buying new bricks for their well.

For this reason Enoc went to Kiva partner Ceprodel to ask for a loan so that he could buy bricks and carry out the work. Then he will be able to get water without difficulty and thus improve the lives of his children.
View original language description ↓
El señor Enoc C. vive en el municipio de Somotillo en conjunto con su esposa y su hijo en edad escolar al que debe de brindarle las condiciones necesarias para que se desarrolle. Actualmente ha decidido iniciar a mejorar las condiciones de su vivienda y lo está haciendo mediante el mejoramiento de un pozo ya que necesita enladrillarlo.
Por estos motivos es que el señor Enoc ha acudido a Ceprodel con el deseo de recibir un crédito para invertirlo en la compra de los ladrillos para llevar a cabo este trabajo y así finalizar el mejoramiento del pozo para continuar extrayendo agua sin ningún problema y de esta manera mejorar el nivel de vida de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Enoc Adán to buy construction material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Jan 12, 2010
Currency Exchange Loss:
Jan 15, 2011