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Vafa A. is 37 years old. She is widow and the mother of a son. Hard life conditions pushed Vafa to start her own business eight years ago.

Vafa breeds cattle. She buys the calves in the market at a low price, feeds them, and then resells them in the same market at a more profitable price. Vafa works hard to make the business successful and to generate a stable income for her family.

Vafa is requesting a loan of 1440 AZN to purchase three calves to raise and sell and fodder to feed them. Vafa would like to thank everyone for their support and promises to manage the loan without violations or delinquency.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 85
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Vafa to purchase three calves and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 25, 2010
Jan 12, 2010
Currency Exchange Loss:
Jun 22, 2011