Ofeliya A. is 52 years old, the self-sacrificing mother of two sons. Her work as an agricultural laborer together with the low income of her husband and her very low pension as a former teacher is not enough to meet her goals. Ofeliya is requesting 1600 AZN to invest in purchasing cattle that will allow her to increase her earnings. This way she will be able to finish remodeling her home in order to give her son and his new wife a place to live. Ofeliya plans to collaborate in the busisness with her daughter-in-law and her mother.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.