Wilikister Auma O. is a 38-year-old woman who is separated from her husband. She is the mother of three children of whom she is the custodian. She lives in Rongo District, Kenya.
Wilikister Auma formerly hawked (sold door-to-door) secondhand clothes but now runs a food business. She buys groundnuts (peanuts) in bulk once a month and then makes local peanut butter for sale around the country.
Wilikister Auma would like a loan of Kshs 30,000 which will go to increasing her stock of groundnuts, hence expanding her business.
Wilikister Auma’s long-term plan, she says, is to guarantee the education of her children.
Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.