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Juana Del Carmen
Juana del Carmen García E. is 49 years old. She is married to a construction supervisor, who helps her with monthly expenses. They live in a modest neighborhood, Barrio San Antonio Sur, and have two daughters (18 and 16). They are students, and their religion is Protestant. Mrs. García’s greatest dream is to be able to provide support for her daughters so that they can complete their studies. She has sold groceries for 10 years. The major problem she has faced through the years has been unsound housing. For this reason they are requesting a loan to purchase larger quantities of products and/or groceries, which would lead to more income, and in the long term would translate into better living conditions for the entire family. This would also offer the best means of providing her daughters with a better future. The loan would represent a source of income for the family that would make life stable for them.
View original language description ↓
La señora Juana del Carmen G. E., tiene 49 años de edad es casada y su esposo es maestro de obra, él le apoya con los gastos mensuales, ellos habitan en una zona de escasos recursos llamado Barrio San Antonio Sur, tienen 2 hijas de 18 y 16 años de edad, ellos se dedican a los estudios y practican la religión evangélica, el mayor sueño de la señora G. sería el tener las posibilidades necesarias de brindarle el apoyo a sus hijas para que logren culminar los estudios profesionales, ella tiene 10 años de dedicarse a la venta de abarrotes y el principal problema que ha enfrentado tras los años han sido las inestabilidades de vivienda que poseen la familia, es por esta razón que ellos han solicitado un préstamo para la compra de mayor cantidad de productos y/o abarrotes que le traigan mejores ingresos económicos que a largo plazo se traduzcan en mejores condiciones de vida para toda la familia así como también los recursos óptimos para poder ofrecerle a sus hijas un futuro mejor, este préstamo significaría para la familia una fuente de ingresos que llegaría a estabilizarles la vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Juana Del Carmen purchase of miscellaneous products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 9, 2010
Currency Exchange Loss:
Oct 16, 2010