8 De Setiembre Group
The members operate different businesses such as selling grain, candy, groceries, bread, shoes, meat, small animals, and food. They also engage in farming and the production of tiles.
This is the case with Sra. Alejandrina, who is the president of the Communal Bank. She is 54 years old, married, and has eight children. Alejandrina manages a grocery store in her home and also raises different types of crops.
Ricardina is married and raises animals to sell at the district fair. She also engages in farming.
The members need different loan amounts ranging from 300 soles, 450 soles, 600 soles, to 750 soles for a total of 13,800 soles to the entire Communal Bank.
Their loans will be used to buy rice, sugar, oil, milk, wheat, barley, flour, shoes, candy, and small animals.
The dreams of the members incluD. expanding their businesses, seeing their children become professionals, and owning a home in city of Ayacucho.
Las socias realizan diferentes negocios como la venta D. cereales, golosinas, abarrotes en general, panes, calzados, carne, animales menores, comida y también se dedican a la agricultura y la elaboración D. tejas.
Como es el caso D. la señora Alejandrina que es la presidenta del Banco Comunal, que es casada, tiene 54 años y 8 hijos, Alejandrina tiene una tienda D. abarrotes en su casa, además se dedica a la siembra D. diferentes productos.
Ricardina es casada, y se dedica a la crianza D. animales que venD. en la feria D. su distrito, también se dedica a la agricultura.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600 soles, 750 soles, haciendo un total D. 13,800 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. arroz, azúcar, aceite, leche, trigo, cebada, harina, zapatos, golosinas, animales menores.
Los sueños D. las socias son ampliar sus negocios, sus hijos sean profesionales, tener una casa en la ciudad D. Ayacucho.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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