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Ana Maria
Ana B. is 47. She lives in a cement house that has basic services like running water and electricity. Her house is located in the Perimetral sector of Guayaquil. She is divorced, and has three children. The children are 22, 19, and 17; and they go to a public school.

Ana started raising chickens and pigs to sell in her sector. But, that did not go well for her. She decided to stop doing it, and she became a businesswoman. She now sells perfumes, things for the kitchen, and clothes, among other things. One of the biggest difficulties is collecting from her customers who do not want to pay.

She will use the loan to buy clothes and household utensils. That way she will have a greater variety to sell. In the future she wants to have a beauty shop and also sell all of her products
View original language description ↓
Ana B. de 47 años, vive en una casa de cemento con agua y luz como servicio básicos su vivienda esta ubicada en la Perimetral de Guayaquil, esta divorciada tiene 3 hijos uno de 22 años, 19 años y 17 años dos estudian en un colegio fiscal.

Ana comenzó criando pollos y chanchos para venderlos por su sector pero como no le fue muy bien decidió retirarte de eso y comenzar la actividad de comerciante. Ahora ana vende perfumes, cosas para la cocina, ropa entre otras cosas. Una de las mayores dificultades es la cobranza que hace a sus clientes ya que no quieren cancelar.

Con el préstamo quiere comprar ropa y más utensilios para el hogar y así tener más variedad en lo que vende. En el futuro quiere tener un gabinete de belleza y hay vender también todos sus productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Ana Maria utensils for the home and clothes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 8, 2010
Currency Exchange Loss:
Nov 15, 2010