San Isidro Group
Laurita is one of the members of the San Isidro Community Bank. She is a very hard-worker. In spite of being young, she is very devoted to her work and her education. This member is in her second cycle of working with Emprender. She lives in her parents’ house. She sells food in the morning until 1:00 p.m. At 2:00 p.m. she heads towards her classes at the university. The money she is requesting is to increase her work capital. She wants to increase her service of making daily meals.
Elsa is the head of one of the groups within the San Isidro Communal Bank. Elsa, like the first person, is in her second cycle. She is a very hard-working person. She has been selling fruit juices for approximately ten years. She lives in the Plan 3000 zone in the San Isidro neighborhood. She lives in a rented house with her four children. The money she is currently requesting is to buy blenders and increase the capital in her business.
La Sra. Laurita es una de las integrantes del Banco de Emprendimiento San Isidro es muy trabajadora que a pesar de ser joven es muy dedicada al trabajo y al estudio. Esta integrante se encuentra en su segundo ciclo trabajando con EMPRENDER, vive en la casa de sus padres, se dedica a la venta de comidas por la mañana hasta las 13:00pm. y a las 14:00pm. va camino a clases de la universidad. el monto que esta solcitando es para el aumento de capital de trabajo, quiere ampliar su pension.
La Sra. Elsa es la jefe de grupo de uno de los grupos dentro del Banco de Emprendimiento San Isidro, la Sra. Elsa de igual manera que la primera se encuentra en su segundo ciclo es una persona muy trabajadora se dedica a la venta de jugos de frutas hace aproximadamente unos 10 años, lo cual trabaja con esta actividad, ella vive en el barrio San Isidro de la zona del plan 3000, vive en casa alquilada junto a sus cuatro hijos. el monto que esta solicitando actualmente es para la compra de licuadoras y aumento de capital en su negocio.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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