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N. Joyce, 28 years old, is a widow with five children all in school. She owns a retail shop business. She has operated this business for over two years. She is a permanent resident of Baggala zone. She is using the loan to acquire items (drinks, rice, maize flour, beans, bread, soap, salt, sugar, and so forth) in order to expand her business. Her dream is seeing her children finish their education and getting good jobs.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 229
    View loans »
    Uganda Loans Fundraising
  • $31,019,500
    Funds lent in using Kiva
  • 1,912.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Joyce to acquire retail items for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2010
Jan 8, 2010
Currency Exchange Loss:
Feb 15, 2011