Enhbat is 42 years old and lives with her husband and three children in Huvsgul province, Mongolia. She and her family live in a Mongolian traditional nomadic tent called "ger". All her three children attend a local secondary school.
She operates a small cafe with the help of her husband and mother in her town. Her cafe serves a variety of traditional Mongolian dishes. Enhbat started her business in 2003 by renting a room and has grown a successful operation over the years. In 2006 she received a loan worth of 3,000,000 tugrugs in order to buy her own working place, and in 2007 she managed to extend her working place with the loan of 4,000,000 tugrugs. She is very hardworking and is known for her good personality and positive attitude. Enhbat has many hopes for the future and hopes to expand her business soon. She is requesting a 4,000,000 tugrug loan to purchase potatoes and meat for her cafe.
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.