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Ulezi Group
In this Group: Shabani, Jwauma, Zainabu, Pruca, Aanett, Veronika, Najuma, Khadda, Saidi, Omari, Elisha, Ajia
S. S. is 53 years old, married with seven children and lives just outside Dar es Salaam, Tanzania, in a village called Goba. Since 1997, S. has owned and operated a fish selling business. In the morning, he meets fishermen at the ferry terminal to buy fresh fish. He brings the fish back to his community, roasts it, and sells it from a small stall on the side of the road. At his stall, he also sells local food, which is his primary source of income. Earning only 40,000 Tanzanian shillings a month ($30 USD), S.’s family survives on the fish and the foodstuffs he sells.

This will be S.’s first Motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. He hopes to obtain this loan to increase his food inventory and improve the appearance of his food stall to attract more customers.

S. will share this loan with his loan group, which totals 12 members. The members of the group will hold each other accountable in paying back the loan. In the picture, S. is in the middle wearing a striped shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 86
    View loans »
    Tanzania Loans Fundraising
  • $15,101,900
    Funds lent in using Kiva
  • 1,331.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ulezi Group's $1,625 loan helped a member to make improvements to his food stall to attract more business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 7, 2010
Jan 8, 2010
Currency Exchange Loss:
Jun 15, 2010