Ros C., 25, is a young married lady and a hard working woman who resides in Phnom Penh, the capital of Cambodia. She is married with a child who is a minor and not enrolled in school. Her husband, Vanna, 25, is with her in the photo. He works as a staff member for a transportation company. To earn an income to help cover the family's daily needs, Ros C. owns a grocery shop inside the Chom Puvan market where she sells a variety of cooking ingredients. She is able to generate a daily income of $5 a day, which she uses to feed her family, especially her child. Ros C. needs a loan to buy a motorcycle to use as transportation and she intends to use any money remaining from the loan to increase the financial capital of her grocery sale business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.