Dos De Mayo Group
Some of our members have small businesses, such as: Richard sells books, Presentación sells car parts, Erika sells cellular phone accessories, Wilfredo sells food products, Juan Carlos sells clothing, Luzgarda sells nutritional products, and Miriam sells beauty products. The remaining members work in services, such as: Mario Antonio works as an employee of the National Institute of Culture, Aydee is a secretary for a tour agency, Juan Pablo is a policeman, and Rosendo provides funeral services. Sarayda and Yerco are spouses and they work as photographers.
The members who have businesses need the loan to buy more products such as books, auto parts, cell phone accessories, and food products. The members that work in services need the loan for family expenses or to start a small business.
Martha is 43 years old and is a single mother to her two children. She alternates her domestic activities with tending to her funeral supplies business, where she sells clothing for the deceased and coffins. She has been in this business for 10 years and it has gone well for her because of the effort she puts into her work. She needs the loan to buy more clothing and coffins.
The members value and appreciate the loan granted to them through this program and they are committed to making their repayments in the established time frame.
Algunos de nuestros socios tienen pequeños negocios como por ejemplo: Richard vende libros, Presentación vende auto partes de automóviles, Erika vende accesorios para celulares, Wilfredo vende comestibles, Juan Carlos vende ropa, Luzgarda vende productos nutricionales y Miriam vende productos de belleza. Los demás socios brindan servicios como por ejemplo: el socio Mario Antonio trabaja como empleado en el Instituto Nacional de Cultura, Aydee es Secretaria de una empresa de turismo, Juan Pablo es policía y Rosendo hace servicios funerarios. Los socios Sarayda y Yerco son esposos y se dedican a la fotografía.
Los socios que tienen negocios requieren el préstamo para comprar mas productos como libros, auto partes de carros, accesorios de celulares y comestibles. Los socios que brindan servicios necesitan el préstamo para el gastos familiares o para empezar un pequeño negocio.
La socia Martha tiene 43 años es madre soltera pues es madre y padre para sus dos hijos. Nuestra socia alterna sus actividades D. hogar con la atención de su funeraria donde ella vende ropa para difuntos y ataúdes. Ya son 10 años con el negocio y le ha ido muy bien gracias al empeño que pone en su trabajo. La socia Martha requiere el préstamo para comprar más ropa y ataúdes.
Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid