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Mrs Fatou D. is a 44-year old woman who lives in Ndeugagne, one of the neighborhoods of Yoff. She is married and has eight children, whose ages range from 12 to 26 years old. She has been a member of the Yoff savings bank - which belongs to the U-IMCEC mutual loan and savings union - since July 2009 and has never taken out a loan. She is known for the sale of "Diembe" drums, masks, handcrafted clothing and smoked fish which she exports to Paris. She has been developing her business in this area since 1984. It is above all her husband, a former employee of Air Africa, who encouraged her to take up this activity because he was able to offer her a ticket from time to time. What interests her most in her business is the trips she makes and the profits she earns. She sells mainly to order. She is asking for a loan of 500,000 francs which will be used for the purchase of certain products she has ordered and to give her some pocket money. Thanks to the profits she makes she can cover the costs of her children's schooling.

As part of its ongoing vision to participate actively in the battle against poverty, U-IMCEC, with the backing of its lenders, is successfully providing support to people so that they can carry out lucrative revenue generating activities; this in turn contributes to a welcome socio-economic development.
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Madame Fatou D. est une femme de 44 ans qui habite a Ndeugagne un des quartiers de Yoff. Elle est mariée et mère de 8 enfants dont l’âge varie entre 12 et 26 ans. Elle est sociétaire de la caisse de l’U-IMCEC a Yoff depuis juillet 2009 et n’a jamais sollicite de crédit. Elle est connue dans la vente de Dieumbes, masque, habits d’art, poissons fumes qu’elle exporte a destination de Paris. Elle évolue dans ce secteur depuis 1984.C’est surtout son mari ancien employé d’Air Afrique qui l’a motive a faire ce choix d’activité car il lui offrait périodiquement le billet. Ce qui l’intéresse le plus dans son activité ce sont les voyages qu’elle effectue et les bénéfices qu’elle réalise. Elle vend surtout sur commande. Elle sollicite un crédit de 500 000 frs destine a l’achat de certains produits commandes et a assurer son argent de poche. Grâce aux profits gagnes elle assure la scolarité de ses enfants.
Toujours dans son optique de participer activement a la lutte contre la pauvreté l’U-IMCEC avec l’appui positif des prêteurs réussit à soutenir les populations à exercer des activités lucratives génératrices de revenus, ce qui favorise un développement socio économique apprécié.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 92
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 457.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD