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Fatou
Mrs Fatou T., aged 45, is married and the mother of six children aged between 13 and 26. She lives in the neighborhood of Ngaparou in the town of Yoff. She has been a member of the Yoff branch of the microfinance institution U-IMCEC since January 2009 and was granted already one previous loan. She has been a seller of cookies for over 15 years. She buys her supply at the factory. She abandoned her previous poultry farming activity, because she had a passion for selling. Her goal is to be financially independent, so that she can provide herself for her own needs. This is why the lucrative aspect of her business matters a great deal to her.


Mrs T. applies for a loan of 250,000 CFA francs to buy bags of miscellaneous cookies. She wants to increase both her turnover and her earnings. She participates in the family charges and contributes to the daily household expenses.


Always looking to actively participate in the fight against poverty, U-IMCEC – with the positive support of lenders – succeeds in supporting people in revenue-generating activities which promote valuable socioeconomic development.

View original language description ↓
Madame Fatou T. est une femme âge de 45 ans, mariée, mère de 6 enfants dont l’âge varie entre 13 et 26ans. Elle habite dans le quartier de Ngaparou dans le village de Yoff. Elle est sociétaire de la caisse de l’U-IMCEC de Yoff depuis janvier 2009 et a déjà bénéficié d’un prêt antérieur. Elle évolue dans le commerce plus precisement dans la vente de biscuits qu’elle achète a l’usine depuis plus de 15 ans. C’est par passion de cette activité qu’elle a délaissé l’aviculture pour s’orienter vers la vente de biscuits. Son objectif est d’être indépendante financièrement afin qu’elle puisse satisfaire ses propres besoins. Pour Madame T. ce qui l’intéresse le plus dans son occupation c’est son caractère lucratif. Elle sollicite un crédit de 250 000 frs pour l’achat de sac de biscuits diversifies .Son souhait est d’accroitre son chiffre d’affaire et en même temps ses bénéfices. Elle participe dans la gestion familiale en couvrant une partie des dépensés quotidiennes.
Toujours dans son optique de participer activement a la lutte contre la pauvreté l’U-IMCEC avec l’appui positif des prêteurs réussit à soutenir les populations à exercer des activités lucratives génératrices de revenus, ce qui favorise un développement socio économique apprécié.


Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $13,521,325
    Funds lent in using Kiva
  • 457.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Fatou to increase her working capital.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2009
Listed
Jan 7, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2010