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Anigye Group
In this Group: Christiana, Margaret, Mary, Ama, Janet
Christiana, a 41-year-old trader, is married and the mother of three children. All her children are in school. She is a very resourceful wife and mother. She supports her children through the sale of used shoes (second-hand shoes). Selling of used shoes is a very big market in Ghana as brand new cloths are very expensive for the economically active poor. In addition, second hand shoes are seen as being of higher quality and more durable than the store shoes. Therefore selling used shoes has created a market for many Ghanaian women like Christiana. She takes stock of her goods from the nearby city center called Kumasi and she started her business two years ago. She wants to use the loan to buy more shoes to increase her inventory. She believes this loan would help her to save more for her children’s education and to rent a store for her business.

She is the leader of a trust bank group called ‘Anigye’ which literally means joy. She is the one standing in the middle in the group photograph. Most of the members of this group are petty traders and foods vendors. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Anigye Group's $1,975 loan helped a member to buy used shoes in bulk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 28, 2009
Jan 5, 2010
Currency Exchange Loss:
Sep 2, 2010