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Jose Manuel
Señor José Manuel G. is a gentleman of the municipality of San Rafael del Sur who is concerned about the improvement of the standard of living of his beloved family, composed of his spouse and his three children. He is known for being a very hard-working person with many aspirations for his family. At present he is determined to offer them better living conditions and for this he has begun to buy some necessary household goods for the home. At this time he would like to buy electrical appliances for the home and for that reason he requests a loan from Ceprodel to obtain said electric appliances and thus to improve the living conditions of his beloved family.
View original language description ↓
El señor José Manuel G. es un caballero que del municipio de San Rafael del Sur y que se ha preocupado por el mejoramiento del nivel de vida de su amada familia compuesta por su cónyuge y sus tres hijos.
Se ha destacado por ser una persona muy trabajadora y con muchas ganas de superar en su familia. Actualmente ha decidido brindarle mejores condiciones de vida a ellos y para ello ha iniciado a comprar los enseres necesarios para el hogar y esta vez comprará electrodomésticos para el hogar y por este motivo solicita el crédito en Ceprodel para obtener dichos electrodomésticos y así mejorar las condiciones de vida de su amada familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 92
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jose Manuel to buy electrical appliances for the home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 12, 2009
Jan 5, 2010
Currency Exchange Loss:
Dec 15, 2010