Grace is thirty-seven years old. She is married and has given birth to two children who are both in school. She lives with her husband and children in a rented apartment in a commercially dominated community.
Grace is a hardworking young woman. She is a food vendor who prepares and sells rice with stew which she sells on a table by the roadside in the mornings.
Grace procures bags of rice and other ingredients from nearby towns. She has been in business for over ten years and wants a loan to procure rice and other ingredients in bulk.