Michael is thirty-five years old and has two children with his wife. Both of his kids attend school. He lives with his wife and children in a rented apartment in their community.
The majority of the people in the community are into trading activities and Michael is a trader, too. He deals in mobile phones and accessories. He buys his wares from the capital city and sells in a kiosk by the roadside in his community.
Michael has been trading for five years. He wants a loan to procure goods in bulk to expand his business.