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Mujeres Empresarias Group
In this Group: Elim Rocio, Gloria Gilberta, Zulema Cruz, Lita Melania*, Thamy Flor, Susana Mary, Emiliana, Isabel, Aurelia Felidora, Maria Teresa
* not pictured
Mujeres Empresarias Communal Bank

Zulema belongs to the Mujeres Empresarias [Enterprising Women] Communal Bank. They have this name because they all desire to grow their small businesses.

Zulema is a single mother with five children for whom she provides food, education, and whatever else they need. In return, they give her strength and happiness. “Every day they fill me with energy. Everything I do is for them. I try to give them everything I can,” she says.

With the idea of buying her necessities, educating her children, and other expenses, she started selling chicken tripe and later soups and combination plates. Now, she has a food stall where she sells set meals and soups.

Zulema dreams of expanding her business. She would like to open a stand selling “salchipapas” [fried potatoes and hot dog] in the evenings. This would bring more income and allow her to give more to her children.
View original language description ↓

Zulema pertenece a la Alcancia Comunal MUJERES EMPRESARIAS, llamada asi porque todas desean hacer crecer sus negocios hasta lograr su propia empresa.
Ella es madre soltera, tiene 5 hijos a los cuales debe darles estudios, alimentos, y lo que necesiten, ya que ellos le dan fuerza y alegría, "cada día me llenan D. energía, todo lo hago por ellos, trato D. darle todo lo que puedo".
Con la idea D. comprar sus cosas, dar educación a sus hijos y entre otros gastos, inicio vendiendo tripitas D. pollo, luego caldos, combinados, ahora tienen un puesto D. comida donD. venD. menus y caldos.
Sueña con la idea D. sobresalir y crecer en su negocio, desea abrir un puesto D. salchipapa para la venta nocturna y asi tener mas ingresos y darle más a sus hijos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,999,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Empresarias Group's $3,275 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 4, 2010
Currency Exchange Loss:
Jul 15, 2010