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Unidos Por El Triunfo Group
In this Group: Fiorella De Fatima, Hortencia, Angelica, Maria Justa, Maria Luisa, Yolanda, Ana Maria, Evila Teodocia, Gabriela, Mery Luz
Unidos Por El Trunfo (United for the Victory)


This group consists of ten enterprising women who saw the need to work independently in order to support the members of their families. We take this opportunity to know a few of the members a little bit better.


Yolanda is 50 years old and has been selling beauty products for more than eight years. A friend convinced her to work after she separated from her husband when her children were 15 and 12 years of age. At the time, Yolanda was working as an assistant at a state school. She offers her products with great enthusiasm to acquaintances, friends, teachers, and parents at the school. Over time she decided to sign up to proviD. cosmetics from various lines (Esika, Avon, and Natura) and become a beauty consultant. Her business is profitable because the only capital required is the money needed to purchase merchandise for her inventory. Yolanda’s hard work and desire to succeed have enabled her to fulfill her duty as a mother to proviD. food, clothing, and an education for her son who is studying electrical engineering. Her ex-husband no longer provides financial support. Her business went through some ups and downs as a result of paying for medical expenses and treatment when her son became ill. He recovered quickly and afterwards she was able to buy a small refrigerator for her home. She is requesting a loan to purchase cosmetics. She hopes to have a house of her own sometime later because she has been a caretaker at a children’s home for the past nine years.


Angélica is 39 years old. She began working nine years ago by selling candy out of a cart that she parked outsiD. of the state schools. On the weekends, she carried a basket of candy to sell at parks, stadiums, and patron saint festivals in the district of Chosica. She normally sells in the afternoons and evenings because she spends her mornings performing her household chores. The loans she has received have been used to purchase merchandise (peanuts, beans, popcorn, soft drinks, cookies, snacks, and candy). In addition she crochets and knits items such as baby outfits, jackets, sweaters, caps, and ponchos. Angélica also does appliqués with beads, tassels, shells, strips of wood, or whatever material is in fashion and requested by her customers. She currently has outstanding orders for dresses and jackets, so she needs a loan to purchase crochet needles and colored wool. Her earnings will enable to help her husband with paying for food, clothing, and education for their children.

View original language description ↓
UNIDOS POR EL TRIUNFO

Grupo conformado por diez mujeres emprendedoras, quienes se vieron en la necesidad D. trabajar independiente para mantener a los miembros D. su familia. En esta oportunidad conoceremos un poco más a otros D. sus integrantes:

Yolanda tiene 50 años D. edad, hace más D. ocho años venD. productos D. belleza fue por una amistad que la motivó trabajar así debido a la separación D. su esposo cuando sus hijos tenían 15 y 12 años. Yolanda trabajaba en ese entonces como auxiliar en un centro educativo del estado, puso todas las ganas en vender sus productos a sus conocidos, amigos, profesores, padres D. familia; con el tiempo decidió inscribirse en otras líneas cosméticas como consultora D. belleza (Esika, Avon, Natura) las ganancias D. estas resultaron rentables para ello requirió D. un capital empleando el dinero en mercadería para su negocio. Su esfuerzo y el deseo D. superarse no dejó D. cumplir su deber D. madre así proporcionó alimentación, ropa, y apoyó en el estudio universitario a su hijo quien estudia ingeniería electrónica, éste no recibe del todo el apoyo D. su padre. Tuvo altibajos su negocio el motivo fue cuando su hijo se enfermó ocasionándole gastos en atención médica y tratamiento, poco después se recuperó D. ello lo que posteriormente compró una pequeña refrigeradora para su hogar. Necesita del préstamo para invertir en mercadería D. cosméticos y espera tener más adelante una vivienda propia porque hace nueve años vive y es guardiana D. un centro inicial.

Angélica tiene 39 años, trabajé empezando a vender golosinas hace nueve años en una carreta, esto lo hacía afuera D. los colegios estatales, así mismo los fines D. semana iba con mi canasta a los parques, estadio y en fiestas patronales ofreciendo mis golosinas en la zona D. Chosica – Perú por lo general era en horas D. la tarD. y noche porque en las mañanas me dedicaba a los quehaceres del hogar. Los préstamos que recibí lo invertí en mercadería (maní, habas, cancha, gaseosas, galletas, piqueos, caramelos). D. igual forma hago trabajos en tejido a crochet y palitos como ajuares para bebés, boleros, chompa, gorros, ponchos a los que le pongo aplicación D. mostacilla, canutillo, conchitas, maderitas D. acuerdo a la moda, y a los pedidos D. mis clientes. Actualmente tengo pedidos D. ajuares y boleros para ello requiero el préstamo para invertir en crochet, palitos, hijo y lana D. color. Las ganancias que obtengo D. este trabajo ayudo a mi esposo en la educación a mis hijos, ropa y alimentación.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Por El Triunfo Group's $3,450 loan helped a member operating capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2009
Listed
Jan 1, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2010