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Mana Group
In this Group: Karla , Nelly Del Socorro , Susana , Estela Antonia
The group "Mana" is formed by 4 hardworking and competent women who rise early to begin their work. They are: Karla B. Flores, who sells drinks and markets Avon brand products and shoes; Susana Maria A., who sells tortillas and beans; Nelly Socorro Palacio B., who has a small grocery store; and Estela Z. Sanchez, who sells plums and pinolillo (a typical Nicaraguan drink made of roasted corn flour and cocoa.)

They expect that next year they will continue to work and progress, to accomplish this they will invest this loan and dedicate themselves to their businesses.
View original language description ↓
El grupo Mana está integrado por cuatro mujeres trabajadoras y muy competentes que desde muy tempranas horas están realizando sus labores. Ellas son Karla B. Flores quien comenzó vendiendo refresco y luego se introdujo a comercializar productos de la marca Avon y zapatos, Susana María A. vende tortillas y frijoles, Nelly Socorro Palacio B. tiene una pulpería y Estela Z. S. comercializa jocotes y pinolillo.

Ellas esperan el próximo año seguir trabajando y progresar para ello invertirán este presta y su dedicación a sus negocios.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Mana Group's $1,100 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 30, 2009
Dec 31, 2009
Currency Exchange Loss:
Jun 15, 2010