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Bancomunal Nacer Group
In this Group: Raquel, Milon, Carlos Jesus, Lurgia, Justina, Gricela, Transito, Rocio Del Pilar, Rocio Diana, Shayira Elizabeth, Gladys, Maria Erika, Luis Alberto, Jose Alejandro, Nely, Teresa, Justina
The Nacer Communal Bank is starting its fifth cycle, and has 17 members. They run various types of businesses, such as sale of food, groceries, clothing, cosmetics, jewelry, meat, medicines, and beauty services. Transito, for example, is 58 years old, married, and has 6 children. She travels to the rural area around Ayacucho, where she sells groceries, cosmetics, medicines, and other products when there is demand. Transito also has a site (La Tranquera) where she sells drinks and food typical of the region. Justina is a 46-year-old widow who has 6 children. She sells clothing on credit, ordered by her co-workers at the National University. The members need varying amounts, such as 300, 450, 600, and 900 soles, for a total of 13,350 soles. These loans will be used to purchase drinks, rice, sugar, pants, polo shirts, cosmetics, dyes, and animals. The dream of these members is for their children to work as professionals, and to grow their businesses, and have their own homes.
View original language description ↓
El Banco Comunal Nacer inicia su quinto ciclo con 17 socias.

Las socias realizan diferentes negocios como la venta D. comidas, abarrotes, ropa, cosméticos, joyas, carne, medicina y también brindan servicios D. cosmetología.

Como es el caso D. la señora Transito que es casada, tiene 58 años y 6 hijos, Transito viaja a la selva ayacuchana en donD. venD. abarrotes, cosméticos, medicinas, y diferentes productos dependiendo D. la demanda, además Transito tiene un recreo llamado La Tranquera en donD. venD. comida típica y bebidas.

Mientras que Justina es viuda, tiene 46 años y 6 hijos, Justina venD. ropa a pedido que ofrece a sus compañeros D. trabajo D. la Universidad Nacional, sus ventas son al crédito.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, 900 soles haciendo un total D. 13,350 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. bebidas, arroz, azúcar, pantalones, polos, cosméticos, tintes, animales.

Los sueños D. las socias son que sus hijos sean profesionales, mejorar sus negocios y tener casa propia.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Bancomunal Nacer Group's $4,650 loan helped a member the 17 members of this Bank request a loan to purchase goods.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 30, 2009
Dec 30, 2009
Currency Exchange Loss:
May 15, 2010