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Jose Jacinto
The Narancay Bajo Communal Bank is formed by a group of members whose goal has always been to succeed in front of any obstacle, to give their families the best of themselves, and to give their families a little of the comforts they never had in their lives. They live to the south of the city of Cuenca. It is a city that has a lot of enchanting traditions and celebrations. The people are warm and kind. Everyone who visits Cuenca falls in love with it, and they always promise to return.

José S. is a member of the Narancay Bajo Communal Bank. He lives about 15 minutes outside of the city of Cuenca in the Narancay Bajo region. He is 41, married, and has five children. They are 17, 13, 11, 7, and 3 years old. His 17 year old son goes to the Benigno Malo School. His 13 year old daughter goes to the Garaicoa School. His 11 year old son goes to the Nicolás Sojos School, and his 7 year old son goes to the Leonicio Cordero School. His wife is a merchant; she buys and sells clothes. Thanks to their marital effort and sacrifice they have built their own home.

José has worked as a taxi driver for 20 years. He works 14 hours daily. He has a good friendship with his friends in the communal bank. This is his second cycle with the foundation. It was his mother who motivated him to become a member of the bank. He used the loans he has received to invest in his wife’s business. He will use the new loan from the Espoir Foundation to invest in his wife’s business of selling clothes like pants, and blouses, etc.

His big dream is to have health and life to be able to continue giving his children everything they need.
View original language description ↓
El banco comunal Narancay Bajo esta formado por un grupo de socia(o)s que siempre an tendido como meta salir adelante ante cualquier obstáculo y brindar a sus familias lo mejor de si y un poco de comodidad de lo que no tuvieron en su vida, viven al sur de la ciudad de Cuenca, es una ciudad que tiene muchos encantos tradiciones y festividades su gente es calida y amables todos los que visitan a Cuenca se van enamorados y siempre con la promesa de volver.

El Sr. José S. es socio del Banco Comunal Narancay Bajo, vive en las afueras de la Ciudad de Cuenca, a unos 15 minutos en el sector de Narancay Bajo, tiene 41 años de edad, es casado y en su unión conyugal ha procreado 5 hijos que se encuentran de 17, 13, 11, 7, 3 años de edad, su hijo de 17 años estudia en el Colegio Benigno Malo, su hija de 13 años estudia en el Colegio Garaicoa, su hijo de 11 años estudia en la escuela Nicolás Sojos, y su hijo de 7 años estudia en la escuela Leoncio Cordero, su esposa es comerciante, compra y vende ropa, gracias a su esfuerzo y sacrificio conyugal ha logrado construir su casa propia.

José trabaja como taxista desde hace 20 años, trabaja 14 horas diarias y tiene una buena amistad con sus amigas de la banca comunal, es su segundo ciclo en la fundación y fue su mamá quien lo incentivó para que fuera socio del bankito y los prestamos que ha realizado los ha invertido en el negocio de su esposa, con el nuevo préstamo que la FUNDACION ESPOIR le hace entrega lo va a invertir en el negocio de venta de ropa como son pantalones, blusas, etc., de su esposa, su gran sueño es tener salud y vida para poder seguirles dando todo lo que necesitan a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Jose Jacinto buy pants, shirts, and clothing for children and adults.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 8, 2009
Listed
Dec 30, 2009
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2010