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Roxana is 30 years old, lives with her partner, and has two young children: Angela, who is 8 years old and Nicol who is 2 years old. Roxana is a native of the city of Urubamba in the department of Cusco and is a member of the village bank "Jose Carlos Mariategui" within the Asociación Arariwa. She wakes up very early to do housework including preparing breakfast for her husband and her children. After her morning housework, she goes to the local market "Mercado Modelo de Urubamba" by 7 am to sell toys until 7 at night. She has been involved in this business for a year now and has fared well thanks to her hard work. She will use the loan to build a modest house and buy toys for the holiday season.

Roxana is grateful for the opportunity offered with this loan and agrees to make all the payments on time according to the payment schedule. In the photo Roxana is accompanied by her younger daughter.

The city of Urubamba is 78 kilometers from the city of Cusco, a journey of about an hour and a half. Urubamba is in the heart of the Sacred Valley in Peru. In pre-Hispanic times it was an important center of agriculture.

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Nuestra socia Roxana tiene 30 años, es conviviente y tiene dos hijos y dependen de ella: Angela tiene 8 años y Nicol tiene 2 años. La socia Roxana es natural de la ciudad de Urubamba departamento del Cusco y pertenece al Banco Comunal “JOSE CARLOS MARIATEGUI” de la Asociación Arariwa. La socia se levanta muy temprano para hacer sus actividades del hogar como por ejemplo preparar desayuno para su esposo y sus hijos. La socia después de hacer sus actividades del hogar tiene que ir a las 7 de la mañana al “Mercado Modelo de Urubamba” a vender juguetes hasta las 7 de la noche. Ya es un año que se dedica al negocio y le ha ido buen bien gracias al empeño que en su trabajo. La socia nos cuenta que requiere el préstamo para construir su humilde casa y para comprar juguetes para esta campaña navideña.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. En la fotografía la socia se encuentra acompañada de su hija menor.

La ciudad de Urubamba se encuentra a 78 Km. de la Ciudad del Cusco aproximadamente a una hora y media de viaje. La ciudad de Urubamba se halla en el corazón del Valle Sagrado. En la época prehispánica fue un centro agrícola muy importante.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Roxana construct a modest house and buy toys for the holiday season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 11, 2009
Dec 30, 2009
Currency Exchange Loss:
May 15, 2010