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Maruja
Maruja is 30, in a common law marriage, and has three children. Cristhian is 8, Jhon is 6, and Yashira is 3. Maruja is from the city of Urcos in the Quispicanchis province, Cusco department. She belongs to the Qori Orcco Communal Bank of the Arariwa Association.

She starts her household activities very early in the day. For example, she makes breakfast for her husband and children, cleans the house, and cooks for lunch. After doing these household chores, she has to go tend to her business of selling chicken and fish. She buys the products wholesale in the city of Cusco. Then, she sells them in the Mercado Unidos of Urcos. She has been in this business for 12 years. It has gone very well for her thanks to the effort she puts into her work.

She needs a loan to be able to perform maintenance on her car. This is her form of transportation to bring her products from the city of Cusco.

She is grateful for the opportunity of the loan, and she promises to pay it on time.

The city of Urcos is 45 kilometers from the city of Cusco, which is approximately a 45 minute trip.
View original language description ↓
Nuestra socia Maruja tiene 30 años, es conviviente y tiene tres hijos: Cristhian tiene 08 años, Jhon tiene 06 años y Yashira tiene 03 años. La socia Maruja es natural de la ciudad de Urcos de la provincia de Quispicanchis del departamento del Cusco y pertenece al Banco Comunal “Qori Orcco” de la Asociación Arariwa. La socia desde muy temprano del día hace sus actividades del hogar como por ejemplo preparar desayuno para su esposo y sus hijos, limpiar la casa y cocinar para el almuerzo. La socia después de hacer sus actividades del hogar tiene que ir atender su negocio de venta de pollo y pescado. Nuestra socia nos cuenta que ella compra los productos de los mayoristas de la ciudad del Cusco y después lo vende en el “Mercado Unidos de Urcos”. Ya son 12 años que se dedica al negocio y le ha ido muy bien gracias al empeño que pone en su trabajo. La socia requiere el préstamo para hacer mantenimiento de su carro pues es el medio de transporte para traer sus productos de la ciudad del Cusco.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

La ciudad de Urcos se encuentra a 45 Km. de la Ciudad del Cusco aproximadamente a 45 minutos de viaje.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,967,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Maruja perform maintenance on her car.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2009
Listed
Dec 30, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2010