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Thiane
Mrs Thiane K. lives in the village of Ouakam. She has been a member of the savings bank in Ouakam which belongs to the IMCEC mutual savings and credit union (U-IMCEC) since 2008 and has had one previous loan. She is a married woman with two children. She has a diversified activity. She is developing a commercial business selling various products as well a poultry farming business. She has ten years of experience in her activities. She is asking for a loan of 300,000 francs with which she intends to buy toys, sheets, nappies, shoes, bags, hair weaves ("greffages") and clothes that she will sell in her shop, which lies opposite the market in Ouakam. Her goods are often adapted to the needs of her clients depending on the occasion. What interests her most in her business is the contact with her customers and the fact that she gets to attend to them. This loan will allow her to expand the range of products she can offer to her customers with a view to satisfying their needs. The resulting increase in her profits will allow her to invest more in the poultry farming business.

In line with its ongoing vision to participate actively in the battle against poverty, U-IMCEC, with the backing of its lenders, is successfully providing support for people to carry out lucrative income-generating activites; this in turn contributes to a welcome socio-economic development.
View original language description ↓
Madame Thiane K. habite dans la localité de Ouakam. Elle est sociétaire de la caisse de Ouakam à l’U-Imcec depuis 2008 et a déjà bénéficié d’un prêt antérieur. C’est une femme mariée avec 2 enfants. Elle a une activité diversifiée .Elle évolue aussi bien dans le commerce d’articles divers que dans l’aviculture. Elle a une expérience de10 ans dans son activité. Elle sollicite un crédit de 300 000 frs destine a l’achat de jouets, draps, couches, chaussures, sacs, greffages et d’habits qu’elle va vendre dans son magasin situe en face du marche de Ouakam. Ses marchandises sont souvent adaptées aux besoins des clients en fonction des événements. Ce qui la passionne dans son activité c’est le contact avec la clientèle et le fait qu’elle parvienne à s’occuper. Ce crédit lui permet d’élargir sa gamme de produits à offrir à la clientèle en vue de la satisfaction de son besoin. Par conséquent l’accroissement de ses bénéfices lui permet de mieux investir dans le domaine de l’élevage.
Toujours dans son optique de participer activement a la lutte contre la pauvreté l’U-IMCEC avec l’appui positif des prêteurs réussit à soutenir les populations a exercer des activités lucratives génératrices de revenus, ce qui favorise un développement socio économique apprécié


Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 11
    View loans »
    Senegal Loans Fundraising
  • $12,847,250
    Funds lent in using Kiva
  • 458.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Thiane increase of working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2009
Listed
Dec 30, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 11, 2011