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Javier lives with his wife who also sells articles for the home, and they have a small daughter. Javier sells goods at wholesale and retail. Normally he buys merchandise from wholesalers that come of other cities to our country, and the delivers according to the order he has. He also is learning the art of gold/silver smithing as his wife’s grandfather does this work and he wishes to be able to offer his products with his own design in the market in the future. The sale of the household goods generates good income but he has a disadvantage in that these types of goods arrive to him every 15 days and then he carries and distributes the merchandise. Javier is a responsible person and is grateful to the institution for providing him this opportunity to have a loan.
View original language description ↓
El Señor Javier vive con su esposa que tambien se dedica al comercio de articulos del hogar y tienen una pequeña hija, el Sr. javier vende viveres por mayor y por menor, normalmente el compra mercaderia de las mayoristas que llegan de otras ciudades de nuestro pais, y reparte según los pedidos que el tiene, el señor tambien esta aprendiendo el arte de la orfebreria ya que el abuelo de su esposa reliza este trabajo y el desea mas adelante poder tambien ofrecer sus productos al mercado con diseños propios, la venta de los viveres le generan un buen ingreso pero le ocaciona un desgaste fisico ya que este tipo de viveres le llega en quintales y normalmente el carga y descarga su mercaderia. El Sr. Javier es una persona responsable y esta agradecido con la institucion por la oportunidad que se le brinda en la otorgacion del credito

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 201
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Javier buy merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 9, 2009
Jan 1, 2010
Currency Exchange Loss:
Aug 15, 2010