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La Victoria (Cuenca) Group
In this Group: Maria Rosalia, Luis Remigio, Maria Rosa, Jose Ramon, Gloria Mercedes, Maria Delia De Jesus, Luis
The La Victoria communal bank is located in the South of the city of Cuenca, in the area named in honor of the battle that occurred at the foot of Portete on February 27th, 1829. The festival is in mid-October in honor of the Virgen del Monte. The majority of the population works in milk production. They are friendly and generous people, disposed to fighting to find a better quality of life and give the best to their families.


Gloria Pérez has been a member of the bank for five years. Her sister-in-law, who now lives in Spain, invited her to join. She is 49 years old and lives in the Victoria del Portete neighborhood with her husband, who works as a carpenter, and their five children who are 25, 23, 21, 17, and 16 years old. Her first three children are studying in the State University and the younger two are in Febres Cordero high school. Thanks to their joined efforts, they were able to construct a home that is small but theirs.


Gloria works sewing colorful skirts, as her brother taught her. She has worked in this for thirty years and finds her customers in various parts of the city, often through acquaintances or recommendations from her customers. Also, she works raising chickens, which she has done her whole life. Her birds are sold in the city or by order. With this loan, she will invest in the purchase of fabrics to continue with her sewing. Her goal is improve her home, little by little.


Maria Roselia Pérez is 51 years old. She is another active member of the bank and has been for five years since a companion invited her to be in the group. She lives in the neighborhood of the same name as the communal bank with her two sons, 29 and 22 years old. The elder is a mechanic, and the younger studies in SECAP (professional school). Her husband died a year ago, and they tell us that it doesn’t affect them too much, because they were not living together. During their matrimony, they were able to construct their own adobe home.


Maria works in domestic services every day, but also works raising animals such as chickens and guinea pigs that she sells in the community since the markets don’t pay a fair price. With this loan, she will purchase chickens, corn, vaccines and organic soil for her fields. Her dream is to improve her home little by little to have a better quality of life.

View original language description ↓
El Banco Comunal La Victoria se encuentra ubicado al sur de la ciudad de Cuenca en la parroquia del mismo nombre en honor a la batalla ocurrida en las faldas del Portete el 27 de Febrero de 1829, su fiestas son a mediados de Octubre en honor a la Virgen del Monte, la mayor parte de su población se dedica a la producción de leche, su gente es muy amable y generosa y están dispuestas a luchar en la vida para tener una mejor calidad de vida y entregar lo mejor a su familia.

Gloria Pérez es socia de éste banco hace cinco años, su cuñada que ahora vive en España la incentivó a formar parte del mismo, ella tiene 49 años y vive en la comunidad la Victoria del Portete con su esposo que trabaja como carpintero y sus cinco hijos 25, 23, 21, 17, 16 años de edad, sus tres primeros hijos estudian en la Universidad Estatal y los dos últimos en el colegio Febres Cordero, gracias al trabajo en pareja lograron construir su casa pequeña pero propia.

Gloria se dedica al bordado de polleras arte que le enseño su hermana, lleva treinta años realizando esta actividad para lo cual busca a sus posibles clientes en varios lugares de la ciudad y también con conocidos o referidos que le dan sus clientes, pero también se dedica a la cría de pollos actividad que ha realizado toda su vida, sus aves las comercializa en su comunidad o cuando recibe pedidos. Con el préstamo realizado a invertir en la compra de tela para seguir con sus bordados.

Su meta es arreglar su casa poco a poco.

La señora María Rosalía Pérez tiene 51 años de edad, es otra socia activa de éste banco hace ya cinco años siendo una compañera quien la invito a formar parte del grupo, ella vive en la parroquia del mismo nombre de su banco comunal con sus dos hijos de 29 y 22 años, el mayor ya es Ing. Mecánico y el segundo estudia en el SECAP (Secretaria de Capacitación Profesional), su esposo falleció hace un mes y nos comenta que no le afectó mucho su muerte porque ya vivían separados, en su unión matrimonial lograron construir su casa propia de adobe.

María trabaja en servicio domestico todos los días pero también se dedica a la cría de animales como pollos y cuyes que los vende en su comunidad ya que en las ferias no pagan el precio justo, con el préstamo realizado va a comprar pollos, maíz, vacunas y abono orgánico para sus potreros.

Su sueño es poder mejorar su casa poco a poco para tener una mejor calidad de vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Victoria (Cuenca) Group's $2,425 loan helped a member to purchase fabrics, chickens, corn, vaccines and organic soil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2009
Listed
Dec 29, 2009
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2010