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Don Bosco Group
In this Group: Maura, Mirian Blanca, Celina, Susi Alejandrina, Justo *, Yene Cristina, Zenon Zosimo, Margarita, Paulina*, Maria Antonia
* not pictured
Beginning their 12th year, this communal savings group and the ten people who take part in it have continued to demonstrate responsibility and solidarity with their partners. They have been improving their business with time. This time we will get to know members Celina and Susi a little better.

Celina continues to work despite her 66 years. It wasn't easy for her to educate her eight children. She had to become responsible for them at the age of 33 when her husband died. She managed to get along walking from place to place selling fish, mussels and fruit out of a basket. To do that she got up very early, at three in the morning, to buy what she needed in the wholesalers' market. She sold her merchandise to her neighbours and people who lived in her area, with the blessing of God. As Celina tells us, people helped her because they knew of her needs. She has a small market garden growing passion fruit and mangos. She needed the capital it gave her for investment in fertilizer, grafting plants and seeds. The children were growing up and needed higher education. It was in this way that she worked very hard to bring up her family, that they wouldn't be missing the things they needed, and also so she could buy her land and build on it.

Despite her illness that was diagnosed a few years ago (diabetes and arthrosis), she continues working in her market garden. She doesn't want to cause expenses for her children who have families, because for her this would be incomprehensible. The loan that Mrs. Celina is requesting is for purchasing seeds and fertilizer for sowing apples and avocados.

Susi is 36 years old. She and her husband have a carpenter's shop which they were able to set up with the short-term jobs they had, acquiring some basic tools and other tools were made by her husband. Susi prepared the flat roof of their house, which they currently rent, as the workshop for the carpentry business. Most of the jobs they do are shelving, chairs and tables. This business is the family's livelihood. It needed a large investment to purchase a router, a drill, primer and wood, which were obtained with the loans they received. They have orders for cupboards, a dining-room set and chairs, for which they don't have the capital in order to serve their customers, and in this way to continue being the economic support for their household. What they are thinking of doing in time is to purchase some land to build their own house.
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DON BOSCO

Empiezan su 12º ciclo esta alcancía comunal, las diez personas que participan han demostrado hasta el momento responsabilidad, solidaridad con sus compañeros. Han ido mejorando su negocio con el tiempo, esta vez conocerán un poco más a sus integrantes Celina y Susi.
La señora Celina sigue trabajando a pesar de sus 66 años, no fue fácil para ella educar 8 hijos tuvo que hacerse cargo de ellos a la edad de 33 cuando su esposo fallece. Se las ingeniaba vendiendo en una canasta pescado, choros, frutas de manera ambulatoria para ello se levanta muy temprano 3 de la mañana para comprar en el mercado mayorista lo que necesitaba, su mercadería lo vendía a sus vecinas y habitantes de su zona, con la bendición de Dios como nos cuenta Celina la gente colaboraba con ella porque sabía la necesidad que tenía. Tiene una pequeña chacra que cultiva maracuyá, granadilla, mangos necesitó capital que le dieron para la inversión de abono, plantas de injerto y semillas. Los hijos crecían y necesitaban una educación superior es así que trabajó muy duro para sacar adelante a su familia y no faltarle en lo necesario; también pudo comprar su terreno y construirlo una parte.
A pesar de su enfermedad que le diagnosticaron hace pocos años (diabetes y artrosis) sigue trabajando en su chacra, no quiere ocasionar gastos a sus hijos que tienen familia porque para ella sería incomprensible. El crédito que requiere la señora Celina es para comprar semillas, abono para la siembra de manzana y palta.

Susi tiene 36 años ella y su esposo tienen una carpintería que fue posible plantarla con los trabajos eventuales que tuvieron, adquiriendo algunas herramientas básicas y otras eran hechas por su esposo. Susi acondicionó la azotea de la casa que renta actualmente para el taller de carpintería, la mayoría de los trabajos que hace son reposteros, sillas, mesas. Este negocio es el sustento para su familia; requerían de una inversión mayor para comprar una rutiadota, taladro, selladora, madera logrando obtenerlo con los préstamos que recibieron. Tiene pedidos de armarios, comedor y sillas para lo cual le hace falta el capital para cumplir con su clientela; y así continuar siendo el apoyo económico en su hogar. Lo que piensa hacer con el tiempo es comprar un terreno y construir su casa propia.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $55,266,250
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Don Bosco Group's $3,925 loan helped a member to purchase seeds and fertilizer for the cultivation of avocados and apples. To purchase carpentry materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 15, 2009
Listed
Jan 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010