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Julio Cesar
In the county of San Rafael del Sur, Mr. Julio V. has stood out because of his hard work and for having stocked his general store with a diversity of products to be offered daily from the early hours of the morning until dusk.

Through a lot sacrifice, Mr. Julio has been able to bring sustenance to his table and nowadays he is in need of investing in buying food products and at the same time cosmetics to offer them in his store in order to obtain income to keep supporting his household.
View original language description ↓
En el municipio de San Rafael del Sur, el señor Julio V. se ha destacado por ser muy trabajador y por haber suplido su pulpería de diversos productos para ser ofertados a diario desde muy tempranas horas de la mañana hasta el atardecer.
Con mucho sacrificio el señor Julio ha logrado llevar el sustento a su mesa y hoy en día atraviesa la necesidad de invertir en la compra de los productos comestibles y a la vez para la compra de algunos cosméticos para ofrecerlos en su establecimiento y obtener ingresos para seguir llevando el sustento a su hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Julio Cesar buying products for general store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 12, 2009
Dec 28, 2009
Currency Exchange Loss:
Jul 15, 2011